{"id":65,"date":"2021-04-20T05:03:25","date_gmt":"2021-04-20T05:03:25","guid":{"rendered":"http:\/\/localhost\/sggd\/?p=65"},"modified":"2023-04-19T04:54:43","modified_gmt":"2023-04-19T04:54:43","slug":"vay-von-sinh-vien","status":"publish","type":"post","link":"https:\/\/kasro.net\/vay-von-sinh-vien\/","title":{"rendered":"T\u0103ng m\u1ee9c cho vay v\u1edbi h\u1ecdc sinh, sinh vi\u00ean l\u00ean 4 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng"},"content":{"rendered":"

So v\u1edbi m\u1ee9c c\u0169 \u0111\u00e3 \u00e1p d\u1ee5ng t\u1eeb 1\/12\/2019, m\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean t\u0103ng th\u00eam 1,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng v\u1edbi m\u1ed7i h\u1ecdc sinh, sinh vi\u00ean.<\/span><\/strong><\/h4>\n

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Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 L\u00ea Minh Kh\u00e1i v\u1eeba k\u00fd Quy\u1ebft \u0111\u1ecbnh s\u1ed1 5\/2022\/Q\u0110-TTg s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg ng\u00e0y 27\/9\/2007 v\u1ec1 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean. Theo \u0111\u00f3, m\u1ee9c cho vay t\u1ed1i \u0111a l\u00e0 4 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng\/h\u1ecdc sinh, sinh vi\u00ean.<\/span><\/p>\n

Nh\u01b0 v\u1eady, so v\u1edbi m\u1ee9c c\u0169 \u0111\u00e3 \u00e1p d\u1ee5ng t\u1eeb 1\/12\/2019, m\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean t\u0103ng th\u00eam 1,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng\/h\u1ecdc sinh, sinh vi\u00ean.<\/span><\/p>\n

Quy\u1ebft \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i kho\u1ea3n 2, \u0110i\u1ec1u 2 v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n. Theo \u0111\u00f3, h\u1ecdc sinh, sinh vi\u00ean l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a h\u1ed9 gia \u0111\u00ecnh thu\u1ed9c m\u1ed9t trong c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng:\u00a0h\u1ed9 ngh\u00e8o<\/strong>\u00a0theo chu\u1ea9n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt; h\u1ed9 c\u1eadn ngh\u00e8o theo chu\u1ea9n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt; h\u1ed9 c\u00f3 m\u1ee9c s\u1ed1ng trung b\u00ecnh theo chu\u1ea9n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

Quy\u1ebft \u0111\u1ecbnh c\u0169ng s\u1eeda \u0111\u1ed5i kho\u1ea3n 2, \u0110i\u1ec1u 9 v\u1ec1 tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay. C\u1ee5 th\u1ec3, k\u1ec3 t\u1eeb ng\u00e0y h\u1ecdc sinh, sinh vi\u00ean k\u1ebft th\u00fac kh\u00f3a h\u1ecdc 12 th\u00e1ng theo quy \u0111\u1ecbnh, \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n ph\u1ea3i tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay l\u1ea7n \u0111\u1ea7u ti\u00ean. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay v\u1ed1n c\u00f3 th\u1ec3 tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n m\u00e0 kh\u00f4ng ch\u1ecbu l\u00e3i ph\u1ea1t tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc ng\u00e0y 19\/5\/2022, Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i, kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c b\u00ean li\u00ean quan ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo c\u00e1c cam k\u1ebft, c\u00e1c quy\u1ec1n h\u1ea1n v\u00e0 tr\u00e1ch nhi\u1ec7m ghi trong h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd.<\/span><\/p>\n

M\u1ee9c vay t\u1ed1i \u0111a n\u00eau tr\u00ean \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n gi\u1ea3i ng\u00e2n m\u1edbi k\u1ec3 t\u1eeb ng\u00e0y 19\/5\/2022.<\/span><\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a B\u1ed9 Gi\u00e1o d\u1ee5c v\u00e0 \u0110\u00e0o t\u1ea1o, trong \u0111i\u1ec1u ki\u1ec7n m\u1ee9c h\u1ecdc ph\u00ed hi\u1ec7n nay (theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 86\/2015\/N\u0110-CP), m\u1ee9c\u00a0cho vay\u00a0hi\u1ec7n h\u00e0nh (2,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng\/h\u1ecdc sinh, sinh vi\u00ean) m\u1edbi ch\u1ec9 \u0111\u00e1p \u1ee9ng 49% h\u1ecdc ph\u00ed c\u1ee7a nh\u00f3m ng\u00e0nh c\u00f3 h\u1ecdc ph\u00ed cao nh\u1ea5t v\u00e0 38,5% nhu c\u1ea7u chi ph\u00ed h\u1ecdc t\u1eadp cho h\u1ecdc sinh, sinh vi\u00ean (h\u1ecdc ph\u00ed v\u00e0 chi ph\u00ed sinh ho\u1ea1t).<\/span><\/p>\n

M\u1ee9c chi ph\u00ed h\u1ecdc t\u1eadp c\u1ee7a m\u1ed9t h\u1ecdc sinh, sinh vi\u00ean l\u00e0 kho\u1ea3ng 6,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng \u0111\u1ebfn 9,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng (t\u00ednh v\u1edbi m\u1ee9c h\u1ecdc ph\u00ed cao nh\u1ea5t).<\/span><\/p>\n

C\u00f2n theo Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i, t\u1ea1i th\u1eddi \u0111i\u1ec3m ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh 157\/2007\/Q\u0110-TTg, m\u1ee9c cho vay t\u1ed1i \u0111a 1 h\u1ecdc sinh, sinh vi\u00ean l\u00e0 800.000 \u0111\u1ed3ng\/th\u00e1ng, \u0111\u00e1p \u1ee9ng kho\u1ea3ng 66% t\u1ed5ng chi ph\u00ed h\u1ecdc t\u1eadp c\u1ee7a h\u1ecdc sinh, sinh vi\u00ean. T\u1ea1i th\u1eddi \u0111i\u1ec3m n\u0103m 2019, m\u1ee9c cho vay 2,5 tri\u1ec7u \u0111\u1ed3ng\/h\u1ecdc sinh, sinh vi\u00ean\/th\u00e1ng \u0111\u00e1p \u1ee9ng kho\u1ea3ng 60% chi ph\u00ed h\u1ecdc t\u1eadp.<\/span><\/p>\n

Tuy nhi\u00ean, \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay, m\u1ee9c cho vay hi\u1ec7n h\u00e0nh ch\u1ec9 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c 37% t\u1ed5ng chi ph\u00ed h\u1ecdc t\u1eadp c\u1ee7a h\u1ecdc sinh,\u00a0sinh vi\u00ean, c\u1ed9ng v\u1edbi chi ph\u00ed sinh ho\u1ea1t ti\u1ebfp t\u1ee5c gia t\u0103ng, m\u1ee9c cho vay hi\u1ec7n h\u00e0nh 2,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng kh\u00f3 \u0111\u1ea3m b\u1ea3o theo h\u1ecdc c\u1ee7a h\u1ecdc sinh, sinh vi\u00ean.<\/span><\/p>\n

B\u1ed9 T\u00e0i ch\u00ednh cho bi\u1ebft, m\u1ee9c vay v\u1ed1n t\u1ed1i \u0111a c\u1ea7n \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi l\u1ed9 tr\u00ecnh t\u0103ng h\u1ecdc ph\u00ed, kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng v\u1ed1n c\u1ee7a Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i, kh\u1ea3 n\u0103ng c\u1ea5p b\u00f9 ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t v\u00e0 ph\u00ed qu\u1ea3n l\u00fd c\u1ee7a ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc.<\/span><\/p>\n

Vi\u1ec7c n\u00e2ng m\u1ee9c v\u1ed1n vay \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho h\u1ecdc sinh, sinh vi\u00ean trang tr\u1ea3i chi ph\u00ed h\u1ecdc t\u1eadp qua \u0111\u00f3 g\u00f3p ph\u1ea7n \u1ed5n \u0111\u1ecbnh \u0111\u1eddi s\u1ed1ng, t\u01b0 t\u01b0\u1edfng cho h\u1ed9 gia \u0111\u00ecnh v\u00e0\u00a0h\u1ecdc sinh, sinh vi\u00ean, n\u00e2ng cao tr\u00ecnh \u0111\u1ed9 d\u00e2n tr\u00ed l\u00e0 c\u1ea7n thi\u1ebft.\/.<\/span><\/p>\n

\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Theo (TTXVN\/Vietnam+)<\/strong><\/i><\/b><\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

So v\u1edbi m\u1ee9c c\u0169 \u0111\u00e3 \u00e1p d\u1ee5ng t\u1eeb 1\/12\/2019, m\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean t\u0103ng th\u00eam 1,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng v\u1edbi m\u1ed7i h\u1ecdc sinh, sinh vi\u00ean. Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 L\u00ea Minh Kh\u00e1i v\u1eeba k\u00fd Quy\u1ebft \u0111\u1ecbnh s\u1ed1 5\/2022\/Q\u0110-TTg s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Quy\u1ebft \u0111\u1ecbnh…..[CHI TI\u1ebeT]\n","protected":false},"author":1,"featured_media":1298,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"yoast_head":"\nT\u0103ng m\u1ee9c cho vay v\u1edbi h\u1ecdc sinh, sinh vi\u00ean l\u00ean 4 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng - TR\u01af\u1edcNG TRUNG C\u1ea4P T\u1ed4NG H\u1ee2P TH\u00c0NH PH\u1ed0 H\u1ed2 CH\u00cd MINH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kasro.net\/vay-von-sinh-vien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u0103ng m\u1ee9c cho vay v\u1edbi h\u1ecdc sinh, sinh vi\u00ean l\u00ean 4 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i th\u00e1ng - TR\u01af\u1edcNG TRUNG C\u1ea4P T\u1ed4NG H\u1ee2P TH\u00c0NH PH\u1ed0 H\u1ed2 CH\u00cd MINH\" \/>\n<meta property=\"og:description\" content=\"So v\u1edbi m\u1ee9c c\u0169 \u0111\u00e3 \u00e1p d\u1ee5ng t\u1eeb 1\/12\/2019, m\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi h\u1ecdc sinh, sinh vi\u00ean t\u0103ng th\u00eam 1,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng v\u1edbi m\u1ed7i h\u1ecdc sinh, sinh vi\u00ean. 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